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Update on Josphat

Josephat is a 33-year-old man, married to Loise. He is a father of two children.

He is a taxi operator and has been in this business for seven years. He gets a monthly income of 30,000 shillings.

This will be Josephat's second loan with KADET Ltd. He intends to use the loan to service his car and buy new tyres for the taxi. His future hope is to have a better life with his children.

Previous Loan Details

Josphat is 33 years old. He is married to Loise, and they are blessed with two children. He is a taxi operator at Kangemi and has been in the business for six years. He earns a monthly income of fifty thousand shillings. This will be Josphat's first loan from KADET LTD, and he plans to use the... More from Josphat's previous loan »

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Kenya

  • $1,800
    Average annual income
  • 402
    View loans »
    Kenya Loans Fundraising
  • $50,341,275
    Funds lent in using Kiva
  • 85.0
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Josphat to buy new tyres for the taxi.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 4, 2013
Nov 3, 2013
Currency Exchange Loss:
Oct 20, 2014