A loan of $1,500 helped to purchase stock of merchandise and start up a grocery store.


Mzia's story

Mzia, 54, lives with her grown daughter in the village of Khoshatiani. Mzia runs small-scale agricultural business and breeds two milk cows. She produces dairy products for selling as wells as family consumption. She also has a nut garden and sells the harvest seasonally.

In order to generate monthly income, Mzia decided to start up a grocery store near her house, but she found she didn’t have enough money to do so.

Unfortunately, Mzia was unable to obtain a loan from existing financial institutions, as they required business experience and stable income as a precondition to a loan. But Mzia has now received her loan within the framework of a new joint initiative between Kiva and Credo. This start-up loan program provides start-up and re-startup loans with easy terms to the vulnerable poor who do not have access to credit products.

With a loan of 2,500 GEL, Mzia will purchase stock of basic groceries to start a store. She and her daughter will work as salespersons and serve the clients in a friendly way. Mzia is a very determined lady and hopes her project will be lucrative. She awaits your generosity.



Loan details


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Loan details