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Phat is 55 years old. She is widowed and resides with two children in Takeo Province, Cambodia. She has been selling Khmer noodles for more than 10 years, earning approximately $15 per day. Her children are employed. They earn about $10 daily.

To improve her family’s finances, Phat is requesting a loan of $1,200 to purchase ice cream containers for her son to sell ice cream. This money will help her son run an additional business and generate more income. In the future, she would like to expand her business and improve her house's condition.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 114
    View loans »
    Cambodia Loans Fundraising
  • $41,451,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Phat to purchase ice cream containers for her son to sell ice cream.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 11, 2013
Nov 2, 2013
Currency Exchange Loss:
Nov 17, 2014