A loan of $1,600 helped to buy merchandise at wholesale.


Mónica Yuliana's story

Mónica, 27, is married and mother of two children. She and her husband started their own business some time ago, a hardware store in one of the city’s popular neighborhoods. She’s taught herself this work and started taking accounting courses that have helped her become better organized with her business and she’s generated enough income to help her husband with household expenses. Her drive, effort and perseverance have made it possible for her to get ahead and this is why she’s encouraged to seek a loan to help her stock her business. She will use the money to buy stock merchandise like nails, screws, nuts, pliers, screwdrivers, etc. at wholesale which will allow her to have a more varied inventory on-hand to meet all her customers’ needs significantly improving her sales and income levels. In this way, Mónica hopes to continue striving to give continuity to her business for her dream is to strengthen it and make it well-known so that it will be more profitable and long-lasting generating higher income so that she can have the opportunity of completing her university studies and apply all her knowledge to her business’ growth thus improving all her loved-ones’ well-being and quality of life.

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Translated from Spanish by Kiva volunteer Polliz



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