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Pamela De Los Ángeles
Pamela de los Ángeles is 27 years old and lives in the Villa Venezuela neighborhood of Managua. She was not able to complete her education due to a lack of financial resources, and she therefore opened a business several years ago to sell clothing and items for personal use. Pamela has built up her customer base over the years and is doing well with her business.

With the support from this loan, Pamela plans to purchase merchandise to stock her business, including men's women's and children's clothing, shoes, cosmetics, perfume and other products. This is her first loan with Kiva, and she hopes that this investment will help her to strengthen her business and help her parents, especially her mother who is very sick.
View original language description ↓
Pamela de los Ángeles tiene 27 años de edad, es soltera y vive en el Barrio Villa Venezuela de Managua. Por primera vez está solicitando su crédito a KIVA porque quiere engrandecer su estupendo negocio con el cual ayuda a sus padres y especialmente la recuperación de la salud de su mamá que se encuentra muy enferma. Ella no pudo terminar sus estudios por disponibilidad de recursos económicos y desde hace varios años se dedica a la comercialización de productos varios de uso personal, los cuales entrega por encargo a su fiel clientela. Solicita su crédito para la compra de productos como: ropa de niño, dama y caballero, zapatos, cosméticos, perfumes entre otros.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.


About Nicaragua

  • $4,800
    Average annual income
  • 82
    View loans »
    Nicaragua Loans Fundraising
  • $25,792,450
    Funds lent in using Kiva
  • 24.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Pamela De Los Ángeles to purchase men's, women's and children's clothing, perfume, shoes, cosmetics and other products to stock her business.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Oct 17, 2013
Oct 28, 2013
Currency Exchange Loss:
Sep 17, 2014