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Josue Elias
Josué lives in Entre Ríos. He has a dependent son he cares for and for whom he works every day in order to get ahead. He works selling salads, fast-food and other snacks in his snack bar. His economic activity is located on a corner of the square in a strategic spot frequented by many passers-by that come to enjoy his products.

Josué owns an urban lot that he bought with much work effort where he wants to build his house since he’s currently living under the ‘anticrético’ modality [transaction whereby a property owner requests a "loan" from you in exchange for housing, which must be paid back to you at the end of your contract. If your loan is not repaid, the property owner could lose the property to you]. This is why he’s asking for the loan to carry out the construction project since he does not have enough money to do so. With this loan, Josué will be able to reach his set goal of owning a house in which to live comfortably.
View original language description ↓
El señor Josué vive en la población de Entre Ríos, tiene un hijo dependiente del cual cuida y por el cual trabaja cada día para salir adelante, se dedica a la venta de ensaladas, comidas rápidas y otros aperitivos en un snack. su actividad económica se encuentra en una esquina de la plaza en un lugar estratégico donde va mucha clientela a consumir sus productos, el señor Josué tiene un lote urbano lo cual adquirió con su esfuerzo del trabajo realizado y es donde quiere construir una vivienda ya que actualmente vive en anticrético para ello solicita este préstamo para llevar a cabo la obra de construcción ya que el dinero con que cuenta no le alcanza. Con este crédito el señor Josué podrá ser capaz de realizar su objetivo propuesto tener una casa donde vivir cómodamente.

Additional Information


CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Bolivia

  • $5,500
    Average annual income
  • 127
    View loans »
    Bolivia Loans Fundraising
  • $36,246,475
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,450 helped Josue Elias to buy building supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 25, 2013
Oct 28, 2013
Currency Exchange Loss:
Oct 17, 2014