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Mary's Group
In this Group: Mary, Anita
Mary, who is in her mid 50s, is married and the mother of two children, both of whom are enrolled in school.

For the last 10 years, she has been running her gari (cassava flour) business, where she works from 8 a.m. to 5 p.m. daily and is able to make a good monthly profit. She lives in Teshie-Ghana, and this is her sixth loan request. She will use the loan to buy three sacks of gari to resell.

Mary used her previous loans to build her gari business gradually and repaid all her loans successfully. She used the profit to help pay school fees and household expenses. She dreams of improving and upgrading her gari business.

Mary will take this loan with her colleague, Anita, and they will hold each other accountable for repaying the loan.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 20
    View loans »
    Ghana Loans Fundraising
  • $12,634,025
    Funds lent in using Kiva
  • 2.2
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Mary's Group's $975 loan helped a member to buy three sacks of gari to resell.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Oct 17, 2013
Nov 2, 2013
Currency Exchange Loss:
Jun 17, 2014