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This 22-year-old young woman is named Manzura  She is married to Dilshoda, and lives with him and his family in the Shahrituz region. They do not yet have children. Manzura works for a half-day in a local school as a teacher. Now, she wants additionally to open her own business. She is interested in the trade sphere. Manzura has already purchased a point of sale and wants to engage in selling fruits. This step pushed her drive to improve her quality of life. Since trade is a profitable business, generating a daily profit. Manzura is requesting a loan of US$950, in order to buy seasonal fruits, in particular pomegranates, apples, grapes, bananas, and others, and to start trading. 
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Эту 22-летнюю молодую женщину зовут Манзура. Она замужем за Дилшода и проживает с ним и его семьей в районе Шахритус. У них пока нет детей. Манзура работает на половину дня в местной школе учительницей. Сейчас она хочет дополнительно открыть собственный бизнес. Ее интересует сфера торговли. Манзура уже приобрела точку продажи на рынке и хочет заняться продажей фруктов. На этот шаг ее подтолкнуло стремление улучшить качество жизни. Ведь торговый бизнес считается прибыльным бизнесом, приносящим ежедневную выручку. Манзура запрашивает в кредит 950 долларов США, чтобы закупить сезонные фрукты, в частности гранат, яблоки, виноград, бананы и другие и начать торговлю. Она надеется на вашу отзывчивость.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 256
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $950 helped Manzura a loan of $950 helps Manzura to buy seasonal fruits to start a trade business.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 24, 2013
Nov 1, 2013
Currency Exchange Loss:
Nov 17, 2015