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Shola, aged 54, is married and lives in Bala-Bahmanli village of the Füzuli reion with her family. They are internally displaced persons from their native land, Füzuli city, for 20 years. She has three children – two daughters and a son.

She has a few cows. Shola prepared dairy products (milk, cheese, yogurt etc) which she sells in the local bazaar to her neighbours and earns some money. Today she needs 1,100 AZN, to repair the stall for her cows which is in danger of falling.

She is thankfull to Komak and Kiva for their help. She wants to buy a few cows and to increase her business in the future, so that her monthly income will increase and she can help her children to have a good education in the future.

Additional Information

More information about this loan

This loan supports Komak clients who are designated as Internally Displaced Persons (IDPs) in Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border. Azerbaijan is home to over 600,000 IDPs, who face limited access to employment adequate housing, water and electricity. Many of these people have also failed to qualify for loans through formal channels due to low income and lack of collateral. Komak has been working to support IDPs since 1999. By funding this loan, you are creating opportunities in extremely underserved communities.

About Komak

Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.


About Azerbaijan

  • $10,800
    Average annual income
  • 29
    View loans »
    Azerbaijan Loans Fundraising
  • $14,864,950
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,425 helped Shola to repair her stall.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Sep 27, 2013
Nov 2, 2013
Currency Exchange Loss:
Jun 17, 2014