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Annman is an experienced farmer from the Mkhchyan village of the Ararat region. She lives with her husband. Annman's husband is working in the private sector. She and her husband are engaged in agribusiness for a long time. They have six greenhouses where they cultivate onion and several flowers, and realize those pruducts in the local market. The family is also engaged in the cultivation of peaches and apricots. Agribusiness is an important source of income for the family. Some of their greenhouses are currently in poor conditions and need to be renovated. Annman needs a loan of USD 2,500 to be able to renovate the greenhouses, and to purchase flower seeds. She and her husband highly rely in the goodwill of the lenders and will highly appreciate their support in collecting the needed loan.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 165
    View loans »
    Armenia Loans Fundraising
  • $17,050,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,500 helped Annman to renovate the greenhouses, and to purchase flower seeds.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 22, 2013
Nov 2, 2013
Currency Exchange Loss:
Nov 17, 2015