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Kamo is a farmer from the Metsamor village of the Armavir region. He lives with his wife, daughter and son. With the help of his family members, Kamo is engaged in breeding a livestock of pigs, piglets, hens, and turkeys, and in the cultivation of greens and alfalfa. Kamo knows the agricultural products in the local market. Agribusiness is a very important source of income for the family. As life is getting more expensive with time, it becomes more difficult for Kamo to cover the needs of his family. To be able to more effectively meet the family's needs, Kamo wants to expand his agribusiness a little bit. A loan of USD 3,000 will support him greatly enabling him to purchase cellophane and bottles for building a greenhouse; to buy tomato and cucumber seeds; to purchase fertilizers; and to buy two calves. Kamo and his family members will be grateful to all the lenders for their goodwill and support in collecting the needed loan.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 137
    View loans »
    Armenia Loans Fundraising
  • $16,733,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Kamo to purchase cellophane and bottles for building a greenhouse, to buy tomato and cucumber seeds, to purchase fertilizers, and to buy two calves.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Oct 22, 2013
Nov 2, 2013
Currency Exchange Loss:
Nov 17, 2015