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Hekima Group
In this Group: Mariamu, Lucy
Mariam, who is in her late 30s, is single. She has been managing two businesses: a tailoring business for three years and soft drinks since 2006. She works from 8 a.m. to 8 p.m. daily and is able to make a very good profit.

From Tujijenge Tanzania, this will be her second loan request, which she will use to buy tailoring materials and replenish her soft drinks. With the previous loan, which she has paid back successfully, she managed to buy one tailoring machine and more materials.

Mariam used her profit to finish building her house and covered part of her home expenses. She dreams of improving much on her businesses.

She will share this loan with her loan group "HEKIMA," which consist of two members. The members of the group hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Tanzania

  • $1,900
    Average annual income
  • 50
    View loans »
    Tanzania Loans Fundraising
  • $15,699,975
    Funds lent in using Kiva
  • 1,602.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Hekima Group's $3,125 loan helped a member to buy tailoring materials and to replenish her inventory of soft drinks.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Oct 24, 2013
Nov 1, 2013
Currency Exchange Loss:
Aug 17, 2014