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Vainqueur De Garde Saline Group
In this Group: Francoeur, Cleonise, Denise, Anise, Carolle, Eliomene, Emmlene, Berthrand, Jeanne, Erna, Anoine, Rosemanie, Pierre, Mariejunie, Wilnise, Philona, Chrismene, Suczienne, Ginette*, Philius*
* not pictured
Francoeur is the leader of the group "Vainqueur de de Garde Saline." He is not married and has 2 children. He lives in a northern region of Haiti where electricity is rare and drinking water is limited. Before he began his business, he was a professor.

Francoeur is going to invest his loan in buying a variety of products such as shoes, cosmetic products, clothing, etc. He has been running his business of diverse products for the past 10 years. He hopes that his loan will help him expand his business.

The other members of Vainqueur de Garde Saline need a loan for their retail businesses selling cosmetics, soft drinks, drinks, etc. He says that main goal is to have a larger business through loans from Esperanza.
View original language description ↓
Fracoeur est le coordinateurde son groupe Vainqueur de Garde Saline. Il n´est pas marie et il a 2 enfants. Il habite dans la region nord d`Haïti ou de électricité est rare et de l'éau portable est très limité. Avant de ce commercer ce commerce il était professeur

Fracoeur va investir votre prêt dans l'achat de divers produits divers tels que des chaussures, des produits cosmétiques, des vêtements, etc. Il dirige son commerce de produit divers pendants les 10 derniers années. Il espère que cet emprunt l’aidera à grandir son commerce.

Des autres membres de Vainqueur de Garde Saline ont besoin d’un emprunt pour le commerce que ventes produits cosmétiques, boissons gazeuses, boisson, etc. Il dit son but principal c’est d’avoir un plus grande commerce qui lui facilitera à un plus grand commerce avec prêts de Esperanza.

Additional Information

More information about this loan

This loan is designed for a borrower or group of borrowers in Haiti. Esperanza is one of the few MFIs currently working in the northeast region of the country. Through lending, the organization aims to stimulate economic growth and opportunity in a country that has suffered debilitating crises, including political instability, natural disasters and poverty. Esperanza lends primarily to groups of women who cross-guarantee each other's loans. They also receive financial literacy courses and health services. 

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Haiti

  • $1,300
    Average annual income
  • 11
    View loans »
    Haiti Loans Fundraising
  • $2,538,975
    Funds lent in using Kiva
  • 43.4
    Haiti Gourdes (HTG) = $1 USD

Success!! The loan was 100% repaid

A portion of Vainqueur De Garde Saline Group's $3,725 loan helped a member to buy a variety of products such as shoes, cosmetic products, clothing, etc. for resale.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Oct 14, 2013
Nov 21, 2013
Currency Exchange Loss:
Apr 16, 2014