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Azra's Group
In this Group: Azra, Bushra, Sana
Azra is a 46-year-old, married woman, who lives with her six children in the area of Lahore, Pakistan. Her husband owns a general store at home; he has allotted a portion of his house for the general store. One of his drawing rooms opens toward the front side of the street, and he is using that room for general store. He offers many items, such as rice, flour, pulses, sugar, cooking oil, detergent, soap and biscuits. He has been running this business for many years and feeding his family in a good manner.

His shop is situated under the street, and this is the reason only a few customers are attracted toward the shop. Because of this, he decided to move the general store toward the market. His children are growing up, but there is not enough space left at home for their privacy, so the store needs to leave that drawing room. But he does not have funds to hire a shop, to open the general store in another place.

Therefore, Azra requested a loan from Kiva’s field partner, BRAC Pakistan. She will provide the loan funds to her husband, to enable him to hire the new shop, for moving the general store toward the market. She praises for this cooperation, and says thanks to, Kiva and its field partner, BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Pakistan

  • $4,700
    Average annual income
  • 244
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 106.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Azra's Group's $775 loan helped a member to hire a shop and move the general store out of her house and closer to the market.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Oct 22, 2013
Nov 1, 2013
Currency Exchange Loss:
Sep 22, 2014