Noemi is 34 years old, married, with three small children. She sells food at her food stall located in her own home. This loan is her first with the institution.
She is going to use this loan to purchase home appliances that she needs, and supplies such as groceries, cooking oil and potatoes. Noemi faces challenges in her business such as competition, as there are several people who sell food; but she offers friendly service, so her clients come looking for her and her tasty cooking.
Her wish for her business is to continue selling meals, and have a restaurant so that she can offer comfort to her clients, be able to make her business grow, improve her income, and therefore improve her quality of life and that of her family.
La Sra. Noemi tiene 34 años casada con tres hijitos, ella se dedica a la venta de comida en su puesto de venta que se encuentra en la su propio domicilio, este préstamo es su primera secuencia dentro de la institución, la Sra. Noemí va a usar este préstamo para la compra de electrodomésticos que necesita e insumos como abarrotes, aceite y papa, la Sra. Noemi enfrenta retos en su negocio que son la competencia ya que existen varias personas que se dedican a la venta de comida pero ella les atiende con mucha amabilidad que hace que sus clientes vayan por ella y el buen sazón que le pone a sus comidas, su deseo para su negocio es de seguir vendiendo y tener una restaurante para poder brindar comodidad a su clientela y así poder hacer crecer su negocio mejorar sus ingresos y por ende mejorar la calidad de vida de ella y de su familia.
Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.