A loan of $5,325 helped to pay off debts.

Carlos Andrés's story

Carlos, 30, has spent part of his productive life working as an employee on a flower farm in the region where he lives; he works there every day from 6am until 2pm. In addition, he also cares for his own hortense flower crop that he’s had for about two years and that produces extra income for him to support his family and one-year-old son.

His drive, perseverance and wish to succeed impel him to seek alternatives that will support his growth process and this is why he’s asking for the loan that he’ll use to pay off a debt he has with suppliers and to pay off another pending loan. This will make it possible for him to have cash on hand to face his main challenge which is managing his client portfolio because they pay him every three months but his micro-business has expenses that don’t wait, they arrive monthly affecting his business’ bottom line.

Carlos wants to continue striving to move his work forward once more and be able to access the possibility of expanding his crops, acquiring more customers and offering employment opportunities. In this way, he’ll be more profitable and generate higher income to ensure his family’s improved well-being and quality of life.

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Translated from Spanish by Kiva volunteer Polliz

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