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Jhandher Marlon
Jhandher lives in the city of Pucallpa and to get ahead and be able to cover household expenses since he’s father of a one-year-old little one works as a laborer in a small assembly plant; he works about 9 hours daily and believes he does well because he’s responsible and correct.

Jhandher is grateful to Kiva lenders because thanks to the support provided he will be able to buy building supplies like nails, plywood and lumber, among others, to repair the roof at home where he lives thus improving his family’s quality of life and continue striving to reach his dream: to provide his son with a good education and to own an assembly shop of his own.
View original language description ↓
Jhandher vive en al ciudad de Pucallpa y para poder salir adelante y solventar los gastos de su hogar, ya que es padre de un pequeño de 1 año, Trabaja como obrero en una pequeña empresa de ensamblaje, el labora alrededor de 9 horas al día y cree que le va bien en su trabajo porque es responsable y cumplido.

Jhandher está agradecido con los prestamistas kiva ya que gracias a su apoyo podrá comprar materiales de construcción como clavos, calaminas, madera, entre otros para realizar mejoras en el techo de la vivienda que habita, así podrá mejorar la calidad de vida de su familia y seguir luchando por cumplir su sueño:2 Darle una buena educación a su hijo y tener su propio taller de ensamblaje.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Peru

  • $12,000
    Average annual income
  • 35
    View loans »
    Peru Loans Fundraising
  • $64,488,800
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Jhandher Marlon to buy building supplies to repair his roof.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Sep 25, 2013
Oct 26, 2013
Currency Exchange Loss:
Nov 20, 2014