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Fabiola Bania
Fabiola, 20, is single and studying degree courses at the university in the city of La Paz.

She works to pay for her studies.

For the past year, she has worked as an assistant accountant. Her monthly income is very low but this allows her to pay for her studies. This is her first loan with the organization.

Fabiola will use the loan to buy items that will help her complete her studies such as a HP Core 17 laptop and multipurpose printer. Her studies will take five years.

Fabiola faces challenges with her studies such as the lack of time to fulfill her employment duties and her studies.

She lives in Villa Pavón.

Once she graduates she hopes to work in her field and improve the quality of life for her and her family.
View original language description ↓
La señorita Fabiola tiene 20 años y es Soltera, estudia la carrera Licenciatura en una universidad de la ciudad de la paz, trabaja para pagar sus estudios Trabaja como Auxiliar Contable hace un año atrás su ingreso mensual es muy bajo pero esto le permite pagar sus estudios, este es su primer crédito con la institución, Fabiola va a usar este préstamo de ara distintos gastos que implica el estudiar cómo Financiar la compra de un equipo LAPTOP HP Core I7 y una impresora Multifunción para terminar sus estudios. que durara el tiempo 5 Años, Fabiola enfrenta retos en su estudios que son La falta de tiempo para cumplir sus obligaciones laborales, y las de sus estudios superiores vive en la Villa Pavón, su deseo cuando termine sus estudios es poder ejercer su profesión, mejorar su calidad de vida y la de su familia.

Additional Information

More information about this loan

This loan is part of Emprender's CrediEstudio program, which enables Bolivian students to cover their tuition and other education expenses to enroll in technical or undergraduate programs. Emprender designed this product to expand opportunity to riskier but bright young people so they can obtain degrees and secure good jobs.

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.


About Bolivia

  • $5,500
    Average annual income
  • 109
    View loans »
    Bolivia Loans Fundraising
  • $36,698,475
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,475 helped Fabiola Bania to buy a HP Core 17 laptop and multipurpose printer.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 24, 2013
Oct 26, 2013
Currency Exchange Loss:
Sep 22, 2014