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Maria Concepcion
María’s a widow with a minor son; she’s from León, a place located in the west of the country. She’s noted for being hardworking, responsible with a strong self-improvement drive. She likes to spend her free time enjoying her little boy. Sadly, for lack of economic resources and because she needed to start working at a young age to help with household expenses she was unable to attend university.

Thanks to her effort and wish to get ahead, her economic activity is selling new clothes like pants, blouses, dresses, towels, bed linens, underwear, shorts and children’s clothes. She spends about 10 hours daily selling her goods.

The loan will be used for working capital to stock her business so that in the not too distant future she will earn higher income. María is grateful to Kiva lenders who provide support to people of scarce resources and to poor countries like Nicaragua so they can have ways to earn a living with dignity.
View original language description ↓
La Sra. María, viuda con un hijo menor de edad, es originaria de Leon, lugar que está ubicado en la zona de occidente del país. Se caracteriza por ser trabajador, responsable, con ganas de superación personal. En sus ratos libre le gusta disfruta de la compañía de su pequeño hijo. Lamentablemente por falta de recursos económico no pudo cursar una carrera universitaria y se vio obligada a trabajar desde temprana edad. Para ayudar con los gastos del hogar.
Gracias a su esfuerzo y sus ganas de salir adelante tiene por actividad económica la venta de ropa nueva como pantalones, blusas, vestidos, toallas, ropa de cama, ropa interior, short. Ropa de niños. Ella dedica a su negocio unas 10 horas diarias ofreciendo sus productos. El objetivo del crédito es invertir en capital de trabajo y surtir su negocio en la compra y venta de mercadería para que en un futuro no muy lejano pueda obtener mejores ingresos. María agradece la ayuda que los inversionistas kiva les brinda a personas de escasos recursos y países pobre como es Nicaragua para tener un medio de trabajo digno.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).


About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $25,767,775
    Funds lent in using Kiva
  • 24.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,475 helped Maria Concepcion to buy clothes to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 24, 2013
Oct 26, 2013
Currency Exchange Loss:
Jul 17, 2014