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Sajida is a 37-year-old married woman. She has been running a business making and selling snacks for the past year. She is expert in making good tasting snacks like samosas and pakoras (a traditional dish made from vegetables, chicken and corn flour and then deep fried) and earns enough through this business to contribute to the family income.

In order to inflate her sales Sajida has contacted Kashf Foundation and applied for a loan of PKR 30,000 to purchase a stock of corn flour with packets of oil, salt and spices. She is in her second loan cycle and has a good credit repayment history. She wishes to spend part of revenue on providing quality education for her children.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 290
    View loans »
    Pakistan Loans Fundraising
  • $17,414,050
    Funds lent in using Kiva
  • 106.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Sajida to purchase a stock of corn flour with packets of oil, salt and spices.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 24, 2013
Nov 1, 2013
Currency Exchange Loss:
Sep 17, 2014