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Huvaydo is a kind and hardworking woman who is 51 years old. She lives in a rural area of the J. Rasulov District. She has two children. Huvaydo is a single mother. Unfortunately, for personal reasons she divorced her husband and is raising her children alone. Huvaydo works in a nursery school as a child-minder. She likes her work a lot as she really loves children. However, Huvaydo receives a very low salary. This is why her son works in the Russian Federation. Her son sends her monthly remittances when possible.

For a long time now, Huvaydo has wanted to build a house. Last year, she started construction but did not finish building it, as she did not have enough money on hand. Now Huvaydo plans to finish building her house, however she does not have enough money, which is why she turned to Arvand microcredit organization for a loan. It will soon turn cold and Huvaydo would like to finish building her house as soon as possible.

With the received loan, Huvaydo plans to buy construction materials and hopes to finish her house before winter. She thanks Arvand in advance for their support.
View original language description ↓
Хувайдо добрая и трудолюбивая женщина в возрасте 51 лет. Она живет в сельской местности Дж. Расуловского р-н. Имеет двоих детей. Хувайдо мать одиночка. К сожалению по личным причинам она развелась со своим мужем и воспитывает своих детей одна. Хувайдо работает в детском саду воспитательницей. Ей очень нравится ее работа так как она очень любит детей. Но Хувайдо получает очень низкую заработную плату. Поэтому её сын работает в Российской Федерации. Сын по возможности каждый месяц отправляет денежные средства своей маме.
Хувайдо очень долгое время хотела построить дом,и в прошлом году она начала строить но не достроила,так как не имела достаточно денежных средств на руках. Сейчас Хувайдо планирует достроить дом но ей все же не хватает немного денежных средств и поэтому она обратилась в организацию Арванд за кредитом. Скоро наступят холода и Хувайдо хочет побыстрей достроить свой дом.
На полученный кредит Хувайдо планирует купить строительные материалы и надеется,что достроит свой дом до зимнего периода. Она заранее благодарит Арванд за поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.


About Tajikistan

  • $2,700
    Average annual income
  • 208
    View loans »
    Tajikistan Loans Fundraising
  • $31,098,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Huvaydo to buy construction materials to finish building her house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 12, 2013
Nov 6, 2013
Currency Exchange Loss:
Nov 17, 2014