A loan of $950 helped to buy fertilizers, seed varieties, and pesticides, and for paying farm labor costs.


Santos Sr.'s story

Santos is requesting a loan of PHP 40,000 (Philippine pesos). He is a farmer, 36 years old, married and a father of five. He cultivates a one-hectare plot of farmland, where he plants and harvests rice. He will use the said loan for his farming needs, like buying fertilizers, seed varieties, and pesticides, and for paying farm labor costs. He has been 20 years doing this farming activity, and he dedicates his best effort in the business to his family’s welfare. According to Santos, he has a net profit of PHP 20,000 every harvest, and this was used for the repayment of his children’s tuition fees and school allowances. Also, one of his projects where some of his net income goes is the gradual construction of their house. He believes that having this simple, yet happy life is a blessing from God.



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