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Teresa lives in her own home with her son and daughter-in-law. She has a store where she sells basic necessities such as beans, milk, eggs, bread, and other products. She has had this business for many years, and this has given her experience in sales, which now helps her to make better profits. The store is situated in her home, in a location with many passers-by. It is very well known by people in the neighborhood, and she has built up many customers as the store is well-stocked.

She wishes to grow the business and invest in it, but she needs capital. For this reason she is seeking a loan which will allow her to buy the necessary items for her store. She promises that she will repay the debt, and feels sure that the loan will give her family a better quality of life.
View original language description ↓
Teresa vive en casa propia con su hijo y su nuera, ella posee una tienda donde vende artículos de primera necesidad, frijoles, leche, huevos, pan, entre otros, tiene muchos años con su negocio y eso le ha regalado experiencia en las ventas que le permite obtener las mejores ganancias, está ubicada en el lugar de su residencia en una localidad muy transitada, es muy reconocida por los vecinos de la zona , se ha hecho de mucha clientela, pues tiene la tienda surtida, ella quiere acrecentar el negocio y realizar una nueva inversión pero necesita de capital por eso solicita un crédito que le permita comprar lo necesario para su tienda, asegura que cancelara la deuda y a la vez confía en que le dará a su familia una mejor calidad de vida

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.


About El Salvador

  • $7,500
    Average annual income
  • 558
    View loans »
    El Salvador Loans Fundraising
  • $31,835,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Teresa to buy beans, milk, eggs, bread, and more.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 16, 2013
Oct 25, 2013
Currency Exchange Loss:
Sep 19, 2014