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Update on Fermina

Fermina is forty-four years old. She lives with her husband in a neighborhood in Tegucigalpa, in the center of Honduras. She has two children who are her dependents. For several years, she has made a living selling snacks, like yucca, french fries, stuffed tortillas, etc., from her home.

Fermina is a very hardworking woman. With the loan, she will buy potatoes, yucca, cabbage, meat, onions, vinegar, sauces, refreshments, sugar, etc. With these items, she will be able to meet the demand for her snacks.

Fermina hopes that the investment in her business will generate sufficient income so that she can move herself ahead with her family. She also hopes that her business will continue to grow, allowing her to create job opportunities for others in the future. Her dream is to see her children graduate with greater opportunities in life.

Tegucigalpa, Honduras - October 2013
View original language description ↓
La señora Fermina tiene 44 años de edad, vive con su esposo en un barrio de Tegucigalpa, en el centro de Honduras, tiene 2 hijos que dependen de ella y se dedica desde hace varios años a la venta de golosinas como ser venta de yuca, papas, baleadas etc. las cuales vende desde su casa de habitación.
Doña Fermina es una mujer muy trabajadora y el préstamo lo necesita para la compra de papas, yuca, repollo, carnes, cebollas, vinagre, salsas, refrescos, azúcar, etc. para poder cubrir la demanda que tiene por parte de sus clientes.
Doña Fermina espera que la inversión que realice a su negocio le genere las utilidades suficientes para poder salir adelante con su familia y a la vez espera que su negocio siga creciendo y que le permita en un futuro generar más fuentes de empleo .
Doña Fermina su sueño es ver a sus hijos graduados y con mejores oportunidades en la vida.

Tegucigalpa, Honduras – Octubre del 2013

Previous Loan Details

Fermina lives in Tegucigalpa. She’s married, has two children who attend school, and has been making and selling snacks such as mínimos wedges, fried potatoes, fried yucca, baleadas (Honduran flour tortillas with beans and cheese), among other things. Her business is open every day of the week.... More from Fermina's previous loan »

Additional Information

Prisma Honduras, S.A.

This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Honduras

  • $4,800
    Average annual income
  • 38
    View loans »
    Honduras Loans Fundraising
  • $9,977,375
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Fermina to buy potatoes, yucca, cabbage, meat, onions, vinegar, sauces, beverages, sugar, etc. for her business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Sep 27, 2013
Oct 27, 2013
Currency Exchange Loss:
Sep 17, 2014