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Ibanda Twimukye Group
In this Group: Doreen, Mary, Edith, Imelda, Topista
Doreen deals in second hand shoes. She is a widow who lost her husband in 2009 and lives with her six children who are all in school. She has applied for a loan of 500,000 Ugandan shillings (UGX). She wants to use the money to buy more stock of second hand clothes to add to her business such that she can beat the competition and get more customers and use the rest of the money to pay school fees for her children. Doreen is a very hard working and honest woman who struggles singlehandedly to provide a good education for her children such that they can be better in future.
Her major challenges are inadequate capital to expand her business and high operational costs like rent which affect her cashflow.

Additional Information

More information about this loan

This loan is part of UGAFODE's program for clients who live in isolated rural areas with limited access to financial services. Uniquely, UGAFODE focuses its efforts on agricultural areas in Uganda that are over 50 km from their branches, providing loans to both groups and individual borrowers. The organization believes that the risk of offering services to remote clients is outweighed by the benefits to customers and their often underserved communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Uganda

  • $1,800
    Average annual income
  • 81
    View loans »
    Uganda Loans Fundraising
  • $33,534,000
    Funds lent in using Kiva
  • 2,527.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Ibanda Twimukye Group's $1,550 loan helped a member to buy used clothing to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 11, 2013
Nov 1, 2013
Currency Exchange Loss:
May 17, 2014