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Juma Sadik's Songambele Ukonga Group
In this Group: Juma, Halima, Omary, Mariam, Zuhura, Adelina, Balbina, Elinaheri, Zuwena, Lucy, Mkubwa, Regina, Scollah, Endrew, Hamis, Nassoro, Grace
Juma, age 36, is married with four children ages 9, 7, 4 and 2 weeks. He owns a general store where he sells products such as food and cosmetics. He opened the store six years ago and works daily from 6 a.m. until 10 p.m. With his store, he is able to earn a monthly profit of about $430.

In the past, Juma has taken out four loans from Tujijenge Tanzania to build a home for his children and buy more items to sell to his customers. He has paid the loans back successfully, and now hopes for a new loan to increase the size of his shop. He will share this loan with the members of group, which has 17 people in it. These members hold each other accountable for paying back their loans.

In the picture, Juma is standing in the last row, second from the right.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 24
    View loans »
    Tanzania Loans Fundraising
  • $16,200,775
    Funds lent in using Kiva
  • 1,167.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Juma Sadik's Songambele Ukonga Group's $4,225 loan helped a member to increase the size of his shop.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 16, 2008
Sep 1, 2008
Currency Exchange Loss:
Feb 15, 2009