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Bitochi is 62 years old and lives in the town of Khujand with her son, daughter-in-law and three grandsons. Bitochi has a higher education in finance and works in an accounting firm.

Her grandson, Anvar, studies information technology at Khujand State University. He likes computer programming and wants to become an IT professional. His grandmother sees how hard he works. She wants to help him pay his yearly tuition; his parents are not in a financial position to be able to pay the fees themselves. In order to do this, Bitochi has asked for a loan. She believes in Anvar and truly wants him to succeed in graduating from the university. She asks for your support and promises to repay the loan through her own work.
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Биточи 62 года. Она проживает в городе Худжанд с сыном, невесткой и тремя внуками. Биточи имеет высшее финансовое образование и работает в одной фирме бухгалтером. Ее внук Анвар учится в Худжадском Государственном Университете по специальности информатика. Он увлекается компьютерными программами и в будущем хочет стать IT специалистом. Бабушка видит старания внука и хочет помочь ему оплатить за годовой контракт, так как его родители сейчас не в финансовом состоянии, чтобы произвести оплату. Для реализации задуманного Биточи обратилась за кредитом. Биточи верит в Анвара и очень хочет, чтобы он успешно окончил университет. Она просит у Вас поддержки и обещает выплачивать кредит в срок за счет своей работы.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 265
    View loans »
    Tajikistan Loans Fundraising
  • $31,845,600
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Bitochi to pay for her grandson's tuition fees.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Sep 26, 2013
Oct 24, 2013
Currency Exchange Loss:
Oct 17, 2014