A loan of $2,850 helped to fund her existing mobile money shops and serve customers in need of financial services more efficiently.


Angela's story

Angela is 31 years old and engaged to be married. She has two young girls, ages 6 and 9. She has been operating her Zoona mobile money business since 2011. This will be Angela’s third loan.

Angela’s business has come a long way since 2012. Back then, she was struggling to serve customers because of a lack of working capital. She was not making enough money to care for her children, who were living 9 hours away in Lusaka with their grandmother.

Then Angela received her first Kiva loan. This solved her working capital problem, and she was able to serve more customers and earn more income. This allowed her to bring her children home to Solwezi which made her very happy. Presently, Angela’s business has grown and become more successful. She has set up three additional outlets and employs six people to help with her business. This makes her very happy to have a positive impact in her community by providing a good service as well as jobs.

Angela’s third loan will help her to continue to scale her business. She will be able to operate her outlets more efficiently with the additional capital to service customers. She explains how the growth in her business has translated into more people in the community visiting her shops for money transfers. This increased demand is good but requires her to have more capital to service the need.

Angela’s biggest dream is to one day build her own house and see her young kids get a good education that will open up many opportunities for them. She is hopeful this dream will become reality through her growing business.



Loan details


Lenders and lending teams




Loan details