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Varsenik lives on a farm in Goris in Aremenia’s Syuniq region. She lives with her husband, one-year-old son and mother-in-law.

Farming is the family’s main source of income. Her husband and she breed cattle and raise pigs and chickens. Together they sell their animals in the local market.

Varsenik would like to expand and improve the farm so as to more effectively cover the family’s financial needs. A loan of 3000 USD through SEF will help her to buy three cows, her present goal.

Varsenik and her family highly rely on the good will of lenders and thank them for helping her with this loan aimed to improve her farm.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 171
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Varsenik to buy three cows.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 28, 2013
Oct 30, 2013
Currency Exchange Loss:
Oct 17, 2015