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Zhaneta is an experienced agronomist from the Haykadzor village of the Shirak region. She lives with her husband, son, and school-age daughter. To take care of her family's needs, Zhaneta is engaged in cattle breeding, and in breeding a livestock of sheep, pigs, piglets, and hens. She is also involved in cultivation of wheat.

Farming is a very important source of income for her family. Zhaneta's husband and son help her sell the agricultural products in the local market. As life is getting more expensive day by day, Zhaneta needs to expand her agribusiness to be able to meet expenses. A loan of $2,000 will support her greatly, enabling her to purchase a cow, two steers, and some forage for them.

Zhaneta and her family will be very thankful to all the lenders for helping them collect the needed amount of the loan for sustaining their agribusiness.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 126
    View loans »
    Armenia Loans Fundraising
  • $16,777,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Zhaneta to purchase a cow, two steers, and some forage for them.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Sep 30, 2013
Oct 30, 2013
Currency Exchange Loss:
Nov 17, 2015