A loan of $3,000 helped to pay for the harvesting services and the workforce and to purchase fuel for agricultural machinery.


Davit's story

Davit is a young farmer from Norashen of Ararat village. He lives with his parents and his elderly grandmother.

With the help if his parents, Davit is engaged in agriculture and in cultivation of tomatoes, peaches, apricots, and grapes. Farming is the main source of the family's income. Davit sells the agricultural products in the local market.

To sustain his agribusiness, Davit needs a loan of USD 3,000 to pay for the harvesting services and the workforce and to purchase fuel for agricultural machinery.

Since this is Davit's first loan, it has been approved within the framework of the new joint initiative between Kiva and SEF International. The first-chance loan program provides loans to people who didn’t have access to credit products before because they have no credit history.

Davit and his family will be very thankful to the lenders for the goodwill and support in obtaining the needed loan and in helping them sustain their agribusiness.



Loan details


Lenders and lending teams




Loan details