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Munira is a nursery-governess at a kindergarten in the city of Khujand. She is 39 years old. She is married and has three children. Munira has been working in a kindergarten for about 10 years. She loves children and therefore chose this profession. Her husband is currently living far away from the family. He was forced to leave the family and go abroad to work and provide for the family.

Munira's eldest son is a student. He is studying in his second year at the Polytechnic University. The two younger children are still in school.

This year, Munira was not able to save enough money to pay her son's tuition. She is now in a difficult position. She urgently needs to pay for her son's contract before his exams, or he will not get admission into his exams. The only solution to this quandary that Munira sees is to get a loan. With this aim, she turned to MDO Humo.
View original language description ↓
Мунира воспитательница детского сада города Худжанд. Ей 39 лет. Она замужем и имеет троих детей. Мунира работает в детском саде около 10 лет. Она обожает детей и поэтому выбрала эту профессию. Ее муж в данное время находится вдали от семьи. Он вынужден был покинуть семью и уехать в заграницу, чтобы работать и обеспечивать семью. Старший сын Муниры студент. Он учится во втором курсе Политехнического Университета. Двое младших детей еще учатся в школе. В этом году Мунира не смогла накопить достаточно денег для оплаты учебы сына. Она сейчас в затруднительном положении. Ей срочно нужно оплатить за контракт сына до начала его экзаменов, иначе он получит не допуск в сдаче экзаменов. Единственное решение данного положения Мунира видит в получении кредита. С этой целью она обратилась в МДО "Хумо". Поддержите Муниру!

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 263
    View loans »
    Tajikistan Loans Fundraising
  • $31,845,600
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Munira to pay tuition for her son.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 11, 2013
Oct 28, 2013
Currency Exchange Loss:
Nov 17, 2014