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Najma is 31 years old and married. She lives in the area of Lahore, Pakistan. Her husband owns a business of stitching and selling embroidery dresses by machine in a nearby town, which he has been doing for many years. He has been recruiting workers for embroidery work on daily wages. He also brings material home for Najma because she helps him with embroidery work. He is an expert in his profession and is especially famous for bridal dresses.

During the wedding season, there is a large demand for his work. Najma is requesting a loan from BRAC, which she will use to buy stocks of threads, fancy cloths, sequins, and pearls of various colors so that he husband can meet the demand for bridal dresses.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 369
    View loans »
    Pakistan Loans Fundraising
  • $16,478,525
    Funds lent in using Kiva
  • 106.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Najma to purchase cloths, sequins, pearls, and threads of various colors.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Oct 10, 2013
Oct 30, 2013
Currency Exchange Loss:
Sep 3, 2014