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This client lives with her parents, brother and 4-year-old daughter. For several years she’s been growing green beans, chayote, squash and pumpkin. Her brother helps her and she sells her products in various markets located near her home. She has many customers because of the quality of her products and the good prices. What she earns helps her pay her household expenses.

She’s asking for this loan to buy seeds, fertilizer, manure, pest control, etc. to continue with her planting since it’s her only source of work to attain better economic stability with her family.
View original language description ↓
La clienta vive con sus padres, su hermano y su hija de 4 años de edad, ella se dedica desde hace varios años al cultivo de hortalizas ejotes, güisquiles, pipianes y ayote, su hermano le ayuda en la siembra, comercializa sus productos en los diferentes mercados que se encuentran cerca de su lugar de residencia, posee mucha clientela por la calidad de los productos y los buenos precios, con lo que obtiene de sus ganancias ayuda en los gasto de su hogar, la clienta esta solicitando un crédito para la compra de semillas, fertilizantes, abonos, controles de plagas, etc. para poder seguir con sus siembras ya que esa es su única fuente de trabajo y así poder tener una mejor estabilidad económica junto con su familia.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 555
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped this borrower to buy seeds and agricultural supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 14, 2013
Oct 24, 2013
Currency Exchange Loss:
Jul 17, 2014