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Los Bailarines Group
In this Group: Jenny Vanessa, Alex Omar, Maria Ines

Update on Los Bailarines Group

This group is made up of three hardworking members, one of whom is Maria. Maria is 29 years old, married, and has one young child under her care. She has had a business selling cosmetics for the past four years. She has worked with this institution for 6 years and has proven herself to be a very responsible person.

She requests the loan so that she can purchase cologne, perfume, face cream, body lotion, nail polish, lipstick, makeup, deodorant, etc.

Jenny is 31 years old and sells cosmetics and clothing. Alex is 29 years old and buys and sells spare parts.
View original language description ↓
Grupo formado por tres socios trabajadores uno de ellos es María mujer de 29 años, casada, con un hijo menor bajo su cargo, su negocio es la venta de cosméticos desde hace 4 años. Tiene de ser cliente de la institución 6 años tiempo en el cual ha demostrado ser una persona muy responsable. El crédito lo está requiriendo nuevamente para la compra de perfumes de varón, perfumes de damas, cremas faciales, cremas corporales, pinturas de uñas, pinturas de labios, maquillajes, desodorantes, etc. Jenny tiene la edad de 31 años su negocio es la venta de cosméticos y ropa, Alex tiene 29 años su negocio es la compra y venta de repuestos.

Previous Loan Details

This group is made up of three enterprising members. One of them is María, 29. She's married and has one child. She has sold Avon cosmetics for three years. She sells the products in her community for cash and on credit. She'll invest the loan in buying Avon cosmetics such as facial crea... More from Los Bailarines Group's previous loan »

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Nicaragua

  • $4,800
    Average annual income
  • 63
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 25.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Los Bailarines Group's $2,000 loan helped a member to purchase cologne, perfume, face cream, body lotion, nail polish, lipstick, makeup, deodorant, etc.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Sep 27, 2013
Oct 27, 2013
Currency Exchange Loss:
May 17, 2014