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Rosa María
The client is from the city of Durán. She started some time ago when, together with her husband, they decided to set up a cyber café and phone booth business with the money he received from his retirement. Ever since then, they have maintained and progressed little by little.

She works every day with the help of her son. Her schedule is from 8:00 a.m. until 10:00 p.m. She is married, and her husband is retired from the national police. She has a son who goes to public school in the area where they live.

In the future she would like to be able to expand her cyber café in order to have more computers. She now needs the loan to buy notebooks and supplies for her son.
View original language description ↓
La cliente es de la ciudad de Durán. Empezó tiempo atrás, cuando junto con su esposo y el dinero que él recibió de su jubilación, decidieron montar el negocio de cyber y cabinas. Desde entonces, se han mantenido y progresado de a poco. Trabaja todos los días, con la ayuda de su hijo, en el horario de 8 am a 10 pm. Es casada y su esposo es jubilado de la policía nacional. Tiene un hijo que estudia en el colegio fiscal del sector donde habitan. Le gustaría a futuro poder ampliar su local de cyber para tener más computadoras. Ahora necesita el crédito para la compra de cuadernos y útiles para su hijo.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.


About Ecuador

  • $10,600
    Average annual income
  • 38
    View loans »
    Ecuador Loans Fundraising
  • $26,684,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $625 helped Rosa María to buy notebooks and supplies for her son.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Sep 26, 2013
Oct 24, 2013
Currency Exchange Loss:
Jun 7, 2014