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Luz De Fe Group
In this Group: Isabel Del Socorro , Jannette , Yovanelia Auxiliadora , Juan Francisco
The group is comprised of four associated entrepreneurs, one of them is Isabel, who is 35 and married. She buys and sells different types of produce, whole harvests at a time, and has been doing so for 4 years. She asks for this loan in order to buy tamarind. The other members of the group are Jannette, 48, who has engaged in the same trade as Isabel for 26 years, Yovanella, 21, who has sold new clothing for 6 years, and Juan, 34, who has been in the produce trade for 20 years.
View original language description ↓
El grupo lo conforman cuatro socios de negocio uno de ellos es Isabel mujer de 35 años de edad, casada, su negocio es la compra y venta de cosecha desde hace 4 años, el crédito lo está solicitando para la compra de cosecha de tamarindo. Jannette mujer de 48 años de edad su negocio es la compra y venta de cosechas desde hace 26 años, Yovanelia tiene la edad de 21 años su negocio es la venta de ropa nueva desde hace 6 años y Juan tiene 34 años su negocio es la compra y venta de cosecha desde hace 20 años.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 49
    View loans »
    Nicaragua Loans Fundraising
  • $26,293,200
    Funds lent in using Kiva
  • 25.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Luz De Fe Group's $700 loan helped a member to buy tamarind.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Sep 24, 2013
Oct 25, 2013
Currency Exchange Loss:
Feb 17, 2014