She is requesting a loan to buy three pigs to fatten and then sell at her shop. She is struggling to improve the stall where she works since it is in disrepair. She wants to build a stand out of cement.
John is a kind man who earns a living with his carpentry business. He makes furniture on an order basis and plans to use the loan to buy machinery for his workshop so he can improve the quality of his products and shorten delivery time.
Marcela is a cheerful woman who has a stand at the Bilwi market where she sells basic goods: rice, beans, corn, yucca plant, malanga, quequisque, and bananas. She wants a loan to stock her business with other products in popular demand.
Actualmente solicita financiamiento para comprar 3 cerdos, engordarlos y después vender su carne y obtener más ganancias. Ella está luchando por lograr mejorar el local donde tiene su venta de productos, actualmente está en mal estado; su mayor anhelo es construirlo de cemento.
John, es un señor amable, cuya principal actividad económica y fuente de ingreso es su taller de ebanistería, fabrica muebles de madera por encargo. El préstamo que solicita es para comprar máquinas para el taller que le faciliten elaborar muebles con mayor rapidez y calidad.
Marcela, es una señora jovial, tiene un tramo en el mercado de Bilwi donde vende granos básicos: arroz, frijoles, maíz, yuca, malanga, quequisque, plátanos, bananos. Solicita financiamiento para surtir su tienda con otros productos que demanda la población.
About Pana PanaPana Pana is a nonprofit civil association founded in 1990 in Nicaragua. The organization’s official name is Asociacion para el Desarrollo de la Costa Atlantica (Association for the Development of the Atlantic Coast) but they have always been know as Pana Pana which means “mutual help” in the local language.
Pana Pana offers loans for commerce, housing, and a small number of agriculture loans. They also have a small social development unit that runs Pana Pana’s non-financial services. This includes technical assistance for housing loans and the development of a water and sanitation project.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid