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Unido Group
In this Group: Marcela, Ida , John
Ida is an entrepreneur from the city of Bilwi who is married and has six children. For five years she has been running her market stall selling pork meat and other goods such as yucca plant, malanga (edible root), quequisque (coco yam), bananas and filipitas.

She is requesting a loan to buy three pigs to fatten and then sell at her shop. She is struggling to improve the stall where she works since it is in disrepair. She wants to build a stand out of cement.

John is a kind man who earns a living with his carpentry business. He makes furniture on an order basis and plans to use the loan to buy machinery for his workshop so he can improve the quality of his products and shorten delivery time.

Marcela is a cheerful woman who has a stand at the Bilwi market where she sells basic goods: rice, beans, corn, yucca plant, malanga, quequisque, and bananas. She wants a loan to stock her business with other products in popular demand.
View original language description ↓
Ida, es una mujer emprendedora, originaria de la ciudad de Bilwi, casada y con 6 hijos. Desde hace 5 años vende en el mercado mondongo, pellejo, carne de cerdo y bastimentos como: yuca, malanga, quequisque, plátanos, bananos, filipitas.

Actualmente solicita financiamiento para comprar 3 cerdos, engordarlos y después vender su carne y obtener más ganancias. Ella está luchando por lograr mejorar el local donde tiene su venta de productos, actualmente está en mal estado; su mayor anhelo es construirlo de cemento.

John, es un señor amable, cuya principal actividad económica y fuente de ingreso es su taller de ebanistería, fabrica muebles de madera por encargo. El préstamo que solicita es para comprar máquinas para el taller que le faciliten elaborar muebles con mayor rapidez y calidad.

Marcela, es una señora jovial, tiene un tramo en el mercado de Bilwi donde vende granos básicos: arroz, frijoles, maíz, yuca, malanga, quequisque, plátanos, bananos. Solicita financiamiento para surtir su tienda con otros productos que demanda la población.

Additional Information

About Pana Pana

Pana Pana is a nonprofit civil association founded in 1990 in Nicaragua. The organization’s official name is Asociacion para el Desarrollo de la Costa Atlantica (Association for the Development of the Atlantic Coast) but they have always been know as Pana Pana which means “mutual help” in the local language.

Pana Pana offers loans for commerce, housing, and a small number of agriculture loans. They also have a small social development unit that runs Pana Pana’s non-financial services. This includes technical assistance for housing loans and the development of a water and sanitation project.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 53
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 25.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Unido Group's $900 loan helped a member to buy three pigs for her butcher shop.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Sep 23, 2013
Oct 24, 2013
Currency Exchange Loss:
Jan 18, 2014