A loan of $900 helped to repair her vehicle's body, to purchase tables, chairs and a new griddle and have working capital.

María Arminda's story

María is 42 years old and she lives with her husband who works in transportation with a pick-up truck. They have 3 children together. María learned to make tortillas at home when she was 12 years old, and she learned to make the stuffed corn tortillas called pupusas when she was 15 while she was working for someone else.

Today she works independently and makes pupusas Fridays and Saturdays, selling $20.00 each day and she makes tortillas every day, selling $12.00. The profitability of her business is 65% on average.

She will invest the loan as follows: $400.00 to repair her vehicle (purchase of vehicle's body), $200.00 to purchase tables and chairs to better serve her clients and $300.00 to purchase a new griddle and as working capital. With this loan, she will repair the body work of her vehicle which is important to her family, a great part of her income is generated with the transportation service they are able to provide. María also wants to start putting fruits and vegetables on the market and they plan to do this in different neighborhoods in their city. By purchasing tables and chairs for her business, María hopes to make her customers more comfortable and to obtain their loyalty. The working capital is to help her get started.

By improving the condition of her work equipment, she hopes that she'll have a better opportunity to make sales. This would mean greater returns, and she hopes this will improve their quality of life. She wants to work hard in her business and make efforts in order to help her daughter in her studies and so that she can purchase land to build a house of her own.

Translated from Spanish by Kiva volunteer Emily Berrios

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