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Ruth, 52, lives with her husband and her four children. During her working life she has earned a living as an independent merchant, a job she knows because many of her relatives have worked in the field. She has run provision, eggs, and fruits stores.

For this reason Ruth needs a loan amount of GHS 3,000 to buy stock wholesale and sell to customers in her community. She has been earning respectable income to help her husband with the financial responsibility of the household.

Ruth dreams of making her business grow and strengthening it so it will be recognized in the sector and generate a good income, so that she can take good care of her children. She hopes to give her family better living conditions and her children an excellent education in the future.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

About Ghana

  • $3,500
    Average annual income
  • 19
    View loans »
    Ghana Loans Fundraising
  • $12,634,025
    Funds lent in using Kiva
  • 2.2
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,400 helped Ruth to buy stock wholesale and sell to customers in her community.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Oct 11, 2013
Oct 29, 2013
Currency Exchange Loss:
Apr 16, 2014