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Theresa's Group
In this Group: Theresa , Joe , Stella
The group is made up of 3 determined members; one of whom is 40-year-old Theresa, who is married with two children. She has been selling plantains for 20 years.

Theresa has been a client of the institution for 4 years. She is applying for the loan amount of GHS 1200 to buy plantains to sell to customers.

Stella is a woman of 53 who sells wax-prints and needs GHS 700 and Joe is a man of 30 who is auto springing and needs GHS 1000.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Ghana

  • $3,500
    Average annual income
  • 15
    View loans »
    Ghana Loans Fundraising
  • $12,610,025
    Funds lent in using Kiva
  • 2.2
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Theresa's Group's $1,350 loan helped a member to buy plantains to sell to customers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 11, 2013
Oct 29, 2013
Currency Exchange Loss:
May 17, 2014