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Kishwar's Group
In this Group: Kishwar, Zubaida, Shukra
Kishwar is a 39-year-old, married woman. For the past six years, she has been successfully running a business, selling milk to the people of her community. She has one buffalo. She has become famous in her locality for providing good-quality milk. She has a good client list and makes enough money to contribute to her family's income.

Kishwar is a loving mother of five children. Her husband works as a mason and earns insufficient income to support the needs of the family members.

In order to inflate her sales, Kishwar needs to purchase an additional cow. For this, she requested a loan from Kiva's field partner BRAC Pakistan, to buy an additional cow.

She expects a boost in her earnings with her loan and plans to spend her profits on expanding her business. She gives thanks to Kiva and to its field partner, BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Pakistan

  • $4,700
    Average annual income
  • 296
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 106.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Kishwar's Group's $1,325 loan helped a member to buy a cow for getting milk.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Oct 10, 2013
Oct 29, 2013
Currency Exchange Loss:
Sep 3, 2014