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Maria Ofelia
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In the county of Nagarote, in the city of Leon, Maria Ofelia has been making and selling 'quesillos' (a corn tortilla wrapped around melted cheese) for 11 years. She sells them walking around the streets of the county. She has made a great effort and has managed to move forward with her family which is made up of 5 young kids who she has to support and give all they need in life.

Now she needs to make quesillos to sell but does not have enough money, so she sought the help of Ceprodel to get some credit to buy basic ingredients to make the quesillos and in this way continue her business in the county of Nagarote.

Translated from Spanish by Liz Harvey, Kiva Volunteer

Desde hace 11 años, en el municipio de Nagarote de la ciudad de León la señora Maria Ofelia Lopez se dedica a la elaboración y venta de quesillos ofreciéndolos ambulantemente por las calles de su municipio. Esta dama se ha esforzado grandemente y ha logrado salir adelante junto con su humilde familia compuesta por sus cinco pequeños hijos a los que tiene que mantener y proporcionarles las condiciones necesarias de vida.
Hoy en día, con la necesidad de elaborar los quesillos para su venta y al hacerle falta el recurso económico busca ayuda en Ceprodel para obtener un crédito con el cual comprar la materia prima para la elaboración de los quesillos y de esta manera continuar con su negocio en el municipio de Nagarote.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 74
    View loans »
    Nicaragua Loans Fundraising
  • $25,787,975
    Funds lent in using Kiva
  • 19.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Maria Ofelia to buy basic ingredients/Compra de materia prima.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 15, 2008
Sep 1, 2008
Currency Exchange Loss:
Oct 15, 2009