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Sam is 48 years old and lives in the town of Busia in Uganda. He is married and has four children who are all currently in school. For the past seven years, Sam has been working hard to manage his retail shop, which sells sugar salt and other foodstuffs.

To help expand his business, Sam has requested a loan of 2,000,000 Ugandan shillings from BRAC Uganda. The loan will be used to buy more food items to sell, and will help Sam to generate greater profits and enable him to pay medical bills. Sam hopes that in the future he will be able to become a wholesaler.

Sam is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs like Sam who do not have enough collateral for commercial loans, but have businesses that have grown too large for microloans.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

About Uganda

  • $1,800
    Average annual income
  • 119
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 2,517.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Sam to buy more food items to sell.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Oct 14, 2013
Oct 28, 2013
Currency Exchange Loss:
Jul 17, 2015