A loan of $750 helped to purchase a dairy cow.

Pauline's story

Meet Pauline, who lives in Kisii, a bananas and sugar cane growing region. She has two children and has been doing farming for nine years. Like so many residents of Kisii, Pauline derives her income from the sale of milk. She also has a personal business.

She stated that weeding her farm is most enjoyable about farming. Her biggest challenge is climate change and diseases. Animals on the farm have been given the names of “Nyangera”.

Pauline owns a cow and a mosquito net, but does not own a pig, poultry, pump, bicycle, motorcycle, automobile, sewing machine, TV, or DVD, and does not have electricity, solar power, or running water.

Pauline was asked why she chose Juhudi Kilimo for this loan, to which she replied, “It offers better services.” This client was also asked what was learned during Juhudi's required microfinance training session, to which she replied, “Low interest rate.”

Her highest monthly expense is school fees. When asked how this loan will benefit her family, Pauline replied, “It will increase milk and manure for (my) farm plantations.”

Loan details

Lenders and lending teams

Loan details