A loan of $1,650 helped to buy horse.

Kalbubu's story

Kalbubu is 57 years old, she is married and is raising six children together with her husband. Kalbubu has specialized secondary education and does animal husbandry and field crop cultivation as a main source of income for her family which she started 38 years ago with a purchase of livestock for 1,000 som (KGS). Because of her hard work Kalbubu now has one horse, 30 sheep, two milk cows, two calves and also 3.4 hectares of land where she annually grows beans, potatoes and perennial grasses. Her monthly income is 10,000 KGS. With the purpose to further grow her business Kalbubu has come to the microfinance bank Bai Tushum and Partners for a loan in the amount of 80,000 som to buy a horse to increase her livestock headcount. Kalbubu plans to invest the income from the loan into further increase of the headcount of livestock and save money to hold a wedding for her youngest son.

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Translated from Russian by Kiva volunteer Elena Fedorchuk

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