Karmen is a farmer from Tegh village of Syuniq region. She lives with her husband, 13-year-old daughter and 12-year-old son. To be able to meet the needs of her family, Karmen, with the help of her husband, is engaged in breeding a livestock of cows and hens, and in beekeeping. They realize the agricultural products and the honey in the local market. Agribusiness is the main source of income for the family. As life is getting more expensive day by day, Karmen needs to expand the agribusiness to be able to effectively meet the needs of her family. A loan of USD 1500 will greatly support this hard-working woman and her family, enabling her to purchase 15 sheep. Karmen and her family will be grateful to all the lenders for their good will and support in collecting the needed loan and helping them sustain their agribusiness.
About SEF International
SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.