A loan of $950 helped to buy perfumes, lotions, cosmetics, and underwear.

María De Lourdes's story

In the Caldeón parish of the city of Portoviejo, every two weeks the members of the Banco Comunal Desarrollo Femenino [Women’s Development Communal Bank] gather. This area is known for its delicious food and its vegetation. The majority of people who live there work in agriculture and general trade.

Señora María lives in this area. She is 35 years old and has a common-law relationship. From her relationship, she has three children, ages 13, 10 and 2 years old. The older children study in school. Her husband is a construction worker.

Doña María is a homemaker. In order to earn her own income, she works in catalog sales of Leonisa brand clothing, as well as Avon products (beauty products, cosmetics, perfumes, and accessories for women). She works four days a week but as an hourly worker, because the work is of a type that doesn’t have a fixed schedule. She delivers her products on credit and collects payments weekly. She has worked at this for five years, allowing her to give her little ones a good education, because her husband cannot do so.

This loan is to buy perfumes, lotions, cosmetics, and underwear. She has been in the Communal Bank for four years. She likes it because the loans help her a lot with her business. Her dream is to have a boutique.

Translated from Spanish by Kiva volunteer Patricia Patton

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