A loan of $1,100 helped to buy perfume, creams, cosmetics and clothes.


Flor María's story

The “Pichincha” communal bank meets every fifteen days in Pichincha Canton, a place known because most of its inhabitants work in agriculture and raising animals and for being a place with lush vegetation cut by a mighty river that makes it apt for crops.

Flor, 43, lives here. She’s a single mother of two children who are 21 and 5 years old. The oldest is independent now and the youngest attends school. She’s been in the communal bank since the beginning and likes it because she started her business she earns her and her little one’s daily sustenance from with her first loan.

Flor is a very good mother who does everything possible to move her son forward. She takes in laundry to earn a bit but also sells all types of clothes and Avon products (beauty products, cosmetics, perfumery and women’s accessories). She heads out to cover her location and one or two days a week heads out into the countryside to offer her goods because she has very good customers in these places. She sells on credit and collects every 8 days. She’s been in the activity 7 years and gets ahead this way.

The loan will be used to buy perfume, creams, cosmetics and all types of clothes. Her dream is that her little one lacks nothing.

Translator profile picture

Translated from Spanish by Kiva volunteer Polliz


Loan details


Lenders and lending teams



Loan details