A loan of $1,625 helped to buy fertilizer, pesticides and pipes.

Carmen Indelira's story

The “Julio Cesar” (Julius Caesar) communal bank meets every fifteen days in Campoverde near Pichincha Canton. This place is noted for being near a dam and most of its residents work in agriculture and animal husbandry.

Carmen, 42, lives here. She’s in a common law relationship and has five children who are 16, 14, 12, 11 and 6 years of age. The oldest is engaged, two attend secondary school and two are in school. Her husband’s a farmer.

To help her husband, Carmen is taking out the loan so he can use it in agriculture. They grow cocoa beans and corn every season of the year and they also grow rice, peanuts and vegetables in winter. They need to irrigate their crops during the present season because of the drought this time of year and they have pumps available to carry water in pipes from the river that’s not too far away to their crops. This makes their work a little easier. She also raises chickens and pigs to earn extra income.

This loan is to buy fertilizer and pesticide and also to buy pipes because they still need some to cover their entire crop. She’s been in the communal bank since the beginning and likes it because of the help the loans provide. Her dream is to continue moving forward and to give the best to her children.

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Translated from Spanish by Kiva volunteer Polliz

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